#business loan rates #

Business Loans Financing

Business Line of Credit

Purchase additional inventory, finance company growth, cover unexpected expenses or simply meet seasonal, fluctuating cash needs.

• $5,000 minimum loan amount
• typically secured by business assets
• access funds at your convenience and only when you need them
• monthly payments on interest-only lines are based on a variable interest rate

Business Line of Credit details

Term Loans

Expand your offices, buy new equipment or even acquire commercial vehicles.

• $5,000 minimum loan amount
• flexible repayment terms, ranging from one to five years for equipment and longer for real estate (terms depend on the useful life of the asset)
• secured by company's fixed assets
• principal and interest are paid in regular installments

Owner-Occupied Real Estate

Own your own space or improve or refinance your current commercial property.

• long-term financing
• fixed rates
• subject to standard underwriting, processing and documentation requirements

Owner-Occupied Real Estate details

U.S. Small Business Administration (SBA) Loans

The U.S. SBA offers several loan programs for small businesses seeking financing to:

• boost working capital
• purchase or improve real estate
• finance new equipment, heavy machinery, specialized equipment or other fixed assets
• acquire a new business or franchise

SBA Loan details

Equipment Leasing & Finance

Enjoy the cash flow benefits and business flexibility of financing equipment. With no down payment requirement, you'll have more money at hand when you need it. You can finance equipment such as:

• computers
• manufacturing equipment
• medical and dental equipment
• construction machinery

Equipment Leasing and Finance details

Letters of Credit

Export-Import (EXIM) Financing