#Credit Card Relief Programs

Erase your debt—credit card relief programs from ACCC.

If you're carrying high balances on your credit cards and are struggling to pay them off, you're not alone. The recent financial crisis left many people in a similar situation. Fortunately, American Consumer Credit Counseling (ACCC) offers credit card relief programs that can help you pay off your cards and get out of debt for good.

ACCC is a non-profit organization. Our mission is to help people who are drowning in debt take the necessary steps to eliminate credit card debt. pay off loans and live a debt-free future. Through credit counseling, credit card relief programs and debt management programs, we've helped tens of thousands of people since 1991 gain control of their finances and get out of debt. Contact us today for a free, no-obligation consultation to learn more about our credit card relief programs and a debt solution tailored to your needs.

How our credit card relief programs work.

During your first conversation with a certified credit counselors, we'll evaluate your financial situation and help you set a budget you can live with while you work on a credit card reduction plan. We may recommend that you enroll in one of our debt management programs, depending on the details of your situation. In our debt management plan, we consolidate all of your payments to creditors, enabling you to make just one payment each month to ACCC. We then take the responsibility for distributing funds to your creditors directly while working with them for possible reduction in finance charges, interest rates, late fees and over-limit charges. Our counselors also find out if credit card negotiation is possible. Creditors are usually more willing to reduce or forgive charges when they know you're actively working at reducing your debt through our relief programs.

The benefits of ACCC's credit card relief programs.