1. Get Your Declarations Page

2. Shop for Insurance

The internet is a great place to do some research for different agencies in your area. Facebook can be a good start when looking for local agencies or you can get quotes online through an individual agency website or through a direct insurance carrier. If the internet is not your thing, a local phone book or references from friends and family are a great place to start. The important thing is to get multiple quotes to help determine if you re getting the best rate possible. More

4. Request Cancellation

It is always a good idea to request cancellation of your old insurance policy. It is not only good manners, but some carriers may automatically give you a grace period of coverage that you will be responsible to pay for if notification is not given. Ask your new carrier if they can handle the cancellation for you. Usually, it just takes a signed cancellation form and they can handle the rest. Leaving an insurance company with a good standing is always in your best interest. This way, returning is an option if things don t go as planned with your new carrier. More

5. Start Your New Policy

All that is left to do is activate your new policy. Make sure to verify all the information on your new quote so it is as accurate as possible. Know all the differences between the new policy and the old so you are not surprised in the future. Most importantly, start your new policy before cancelling your old. A lapse in car insurance can wreck your efforts to save money, not to mention put you at risk for severe consequences if an accident occurs while uninsured.